LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,899
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,705
−HK$819/mo
Today · 4.125%
HK$27,524
baseline
▲ 0.50% · 4.625%
HK$29,198
+HK$1,674/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,048/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$425,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,813
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,586
−HK$784/mo
Today · 4.125%
HK$30,370
baseline
▲ 0.50% · 4.625%
HK$31,970
+HK$1,600/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,740/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$425,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,079
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,046
−HK$982/mo
Today · 4.125%
HK$33,028
baseline
▲ 0.50% · 4.625%
HK$35,038
+HK$2,010/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$66,056/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,575
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,503
−HK$940/mo
Today · 4.125%
HK$36,443
baseline
▲ 0.50% · 4.625%
HK$38,364
+HK$1,921/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,886/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,259
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,387
−HK$1,146/mo
Today · 4.125%
HK$38,533
baseline
▲ 0.50% · 4.625%
HK$40,878
+HK$2,345/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$77,066/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,338
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,420
−HK$1,097/mo
Today · 4.125%
HK$42,517
baseline
▲ 0.50% · 4.625%
HK$44,759
+HK$2,242/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$85,034/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,619
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,069
−HK$1,473/mo
Today · 4.125%
HK$49,542
baseline
▲ 0.50% · 4.625%
HK$52,557
+HK$3,015/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$99,084/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,863
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,254
−HK$1,411/mo
Today · 4.125%
HK$54,665
baseline
▲ 0.50% · 4.625%
HK$57,547
+HK$2,882/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$109,330/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,931 · Scale 2, in force from 26 Feb 2026)