LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,901
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,706
−HK$819/mo
Today · 4.125%
HK$27,525
baseline
▲ 0.50% · 4.625%
HK$29,200
+HK$1,675/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,050/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$425,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,814
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,587
−HK$784/mo
Today · 4.125%
HK$30,371
baseline
▲ 0.50% · 4.625%
HK$31,972
+HK$1,601/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,742/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$425,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,081
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,047
−HK$983/mo
Today · 4.125%
HK$33,030
baseline
▲ 0.50% · 4.625%
HK$35,039
+HK$2,009/mo
Deposit HK$4.54M · loan HK$6.82M · min. income ≈ HK$66,060/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,577
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,504
−HK$941/mo
Today · 4.125%
HK$36,445
baseline
▲ 0.50% · 4.625%
HK$38,366
+HK$1,921/mo
Deposit HK$4.54M · loan HK$6.82M · min. income ≈ HK$72,890/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,261
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$1,146/mo
Today · 4.125%
HK$38,535
baseline
▲ 0.50% · 4.625%
HK$40,879
+HK$2,344/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$77,070/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,340
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,422
−HK$1,097/mo
Today · 4.125%
HK$42,519
baseline
▲ 0.50% · 4.625%
HK$44,760
+HK$2,241/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$85,038/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,621
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,071
−HK$1,473/mo
Today · 4.125%
HK$49,544
baseline
▲ 0.50% · 4.625%
HK$52,559
+HK$3,015/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$99,088/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,865
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,256
−HK$1,411/mo
Today · 4.125%
HK$54,667
baseline
▲ 0.50% · 4.625%
HK$57,549
+HK$2,882/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$109,334/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,948 · Scale 2, in force from 26 Feb 2026)