LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,908
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,714
−HK$819/mo
Today · 4.125%
HK$27,533
baseline
▲ 0.50% · 4.625%
HK$29,208
+HK$1,675/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,066/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,823
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,596
−HK$784/mo
Today · 4.125%
HK$30,380
baseline
▲ 0.50% · 4.625%
HK$31,982
+HK$1,602/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,760/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,090
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,057
−HK$983/mo
Today · 4.125%
HK$33,040
baseline
▲ 0.50% · 4.625%
HK$35,050
+HK$2,010/mo
Deposit HK$4.54M · loan HK$6.82M · min. income ≈ HK$66,080/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,587
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,515
−HK$941/mo
Today · 4.125%
HK$36,456
baseline
▲ 0.50% · 4.625%
HK$38,378
+HK$1,922/mo
Deposit HK$4.54M · loan HK$6.82M · min. income ≈ HK$72,912/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,272
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,400
−HK$1,146/mo
Today · 4.125%
HK$38,546
baseline
▲ 0.50% · 4.625%
HK$40,892
+HK$2,346/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$77,092/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$426,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,352
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,434
−HK$1,098/mo
Today · 4.125%
HK$42,532
baseline
▲ 0.50% · 4.625%
HK$44,774
+HK$2,242/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$85,064/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$426,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,635
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,086
−HK$1,474/mo
Today · 4.125%
HK$49,560
baseline
▲ 0.50% · 4.625%
HK$52,575
+HK$3,015/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$99,120/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,881
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,273
−HK$1,411/mo
Today · 4.125%
HK$54,684
baseline
▲ 0.50% · 4.625%
HK$57,567
+HK$2,883/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$109,368/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,079 · Scale 2, in force from 26 Feb 2026)