LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,910
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,716
−HK$818/mo
Today · 4.125%
HK$27,534
baseline
▲ 0.50% · 4.625%
HK$29,210
+HK$1,676/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,068/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,824
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,597
−HK$784/mo
Today · 4.125%
HK$30,381
baseline
▲ 0.50% · 4.625%
HK$31,983
+HK$1,602/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,762/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,092
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,059
−HK$982/mo
Today · 4.125%
HK$33,041
baseline
▲ 0.50% · 4.625%
HK$35,052
+HK$2,011/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$66,082/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,589
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,517
−HK$941/mo
Today · 4.125%
HK$36,458
baseline
▲ 0.50% · 4.625%
HK$38,380
+HK$1,922/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$72,916/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,273
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,402
−HK$1,146/mo
Today · 4.125%
HK$38,548
baseline
▲ 0.50% · 4.625%
HK$40,894
+HK$2,346/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$77,096/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$426,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,354
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,436
−HK$1,098/mo
Today · 4.125%
HK$42,534
baseline
▲ 0.50% · 4.625%
HK$44,776
+HK$2,242/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$85,068/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$426,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,637
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,088
−HK$1,474/mo
Today · 4.125%
HK$49,562
baseline
▲ 0.50% · 4.625%
HK$52,578
+HK$3,016/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$99,124/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,884
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,275
−HK$1,412/mo
Today · 4.125%
HK$54,687
baseline
▲ 0.50% · 4.625%
HK$57,569
+HK$2,882/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$109,374/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,098 · Scale 2, in force from 26 Feb 2026)