LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,922
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,728
−HK$820/mo
Today · 4.125%
HK$27,548
baseline
▲ 0.50% · 4.625%
HK$29,224
+HK$1,676/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,096/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,838
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,611
−HK$785/mo
Today · 4.125%
HK$30,396
baseline
▲ 0.50% · 4.625%
HK$31,998
+HK$1,602/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,792/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,107
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$983/mo
Today · 4.125%
HK$33,057
baseline
▲ 0.50% · 4.625%
HK$35,069
+HK$2,012/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$66,114/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,606
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,534
−HK$941/mo
Today · 4.125%
HK$36,475
baseline
▲ 0.50% · 4.625%
HK$38,398
+HK$1,923/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$72,950/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,291
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,420
−HK$1,147/mo
Today · 4.125%
HK$38,567
baseline
▲ 0.50% · 4.625%
HK$40,913
+HK$2,346/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$77,134/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,373
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,456
−HK$1,099/mo
Today · 4.125%
HK$42,555
baseline
▲ 0.50% · 4.625%
HK$44,798
+HK$2,243/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$85,110/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,660
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,111
−HK$1,475/mo
Today · 4.125%
HK$49,586
baseline
▲ 0.50% · 4.625%
HK$52,603
+HK$3,017/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$99,172/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,909
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,301
−HK$1,412/mo
Today · 4.125%
HK$54,713
baseline
▲ 0.50% · 4.625%
HK$57,597
+HK$2,884/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$109,426/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,303 · Scale 2, in force from 26 Feb 2026)