LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,925
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,731
−HK$820/mo
Today · 4.125%
HK$27,551
baseline
▲ 0.50% · 4.625%
HK$29,227
+HK$1,676/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,102/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,841
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,615
−HK$784/mo
Today · 4.125%
HK$30,399
baseline
▲ 0.50% · 4.625%
HK$32,002
+HK$1,603/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,798/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,110
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,078
−HK$983/mo
Today · 4.125%
HK$33,061
baseline
▲ 0.50% · 4.625%
HK$35,072
+HK$2,011/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$66,122/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,609
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,538
−HK$941/mo
Today · 4.125%
HK$36,479
baseline
▲ 0.50% · 4.625%
HK$38,402
+HK$1,923/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$72,958/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,295
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,424
−HK$1,147/mo
Today · 4.125%
HK$38,571
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,347/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$77,142/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,378
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,098/mo
Today · 4.125%
HK$42,559
baseline
▲ 0.50% · 4.625%
HK$44,802
+HK$2,243/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$85,118/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,665
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,116
−HK$1,475/mo
Today · 4.125%
HK$49,591
baseline
▲ 0.50% · 4.625%
HK$52,609
+HK$3,018/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$99,182/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,914
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,306
−HK$1,413/mo
Today · 4.125%
HK$54,719
baseline
▲ 0.50% · 4.625%
HK$57,603
+HK$2,884/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$109,438/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,349 · Scale 2, in force from 26 Feb 2026)