LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,926
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,732
−HK$819/mo
Today · 4.125%
HK$27,551
baseline
▲ 0.50% · 4.625%
HK$29,228
+HK$1,677/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,102/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,842
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,615
−HK$785/mo
Today · 4.125%
HK$30,400
baseline
▲ 0.50% · 4.625%
HK$32,003
+HK$1,603/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,800/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,111
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,078
−HK$984/mo
Today · 4.125%
HK$33,062
baseline
▲ 0.50% · 4.625%
HK$35,073
+HK$2,011/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$66,124/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,610
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,539
−HK$941/mo
Today · 4.125%
HK$36,480
baseline
▲ 0.50% · 4.625%
HK$38,403
+HK$1,923/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$72,960/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$426,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,296
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,425
−HK$1,147/mo
Today · 4.125%
HK$38,572
baseline
▲ 0.50% · 4.625%
HK$40,919
+HK$2,347/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$77,144/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,379
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,462
−HK$1,098/mo
Today · 4.125%
HK$42,560
baseline
▲ 0.50% · 4.625%
HK$44,804
+HK$2,244/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$85,120/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,666
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,118
−HK$1,474/mo
Today · 4.125%
HK$49,592
baseline
▲ 0.50% · 4.625%
HK$52,610
+HK$3,018/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$99,184/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,916
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,308
−HK$1,412/mo
Today · 4.125%
HK$54,720
baseline
▲ 0.50% · 4.625%
HK$57,605
+HK$2,885/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$109,440/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,360 · Scale 2, in force from 26 Feb 2026)