LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,931
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,738
−HK$819/mo
Today · 4.125%
HK$27,557
baseline
▲ 0.50% · 4.625%
HK$29,234
+HK$1,677/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,114/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,848
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,622
−HK$785/mo
Today · 4.125%
HK$30,407
baseline
▲ 0.50% · 4.625%
HK$32,010
+HK$1,603/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,814/mo (50% DSR)
Upfront cash ≈ HK$6.11M (deposit + AVD stamp duty HK$426,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,118
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,085
−HK$984/mo
Today · 4.125%
HK$33,069
baseline
▲ 0.50% · 4.625%
HK$35,081
+HK$2,012/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$66,138/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,618
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,546
−HK$942/mo
Today · 4.125%
HK$36,488
baseline
▲ 0.50% · 4.625%
HK$38,412
+HK$1,924/mo
Deposit HK$4.55M · loan HK$6.82M · min. income ≈ HK$72,976/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,304
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,433
−HK$1,147/mo
Today · 4.125%
HK$38,580
baseline
▲ 0.50% · 4.625%
HK$40,928
+HK$2,348/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$77,160/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,388
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,471
−HK$1,099/mo
Today · 4.125%
HK$42,570
baseline
▲ 0.50% · 4.625%
HK$44,814
+HK$2,244/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$85,140/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,676
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,128
−HK$1,475/mo
Today · 4.125%
HK$49,603
baseline
▲ 0.50% · 4.625%
HK$52,622
+HK$3,019/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$99,206/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,927
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,320
−HK$1,412/mo
Today · 4.125%
HK$54,732
baseline
▲ 0.50% · 4.625%
HK$57,617
+HK$2,885/mo
Deposit HK$1.14M · loan HK$10.23M · min. income ≈ HK$109,464/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,454 · Scale 2, in force from 26 Feb 2026)