LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,945
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,752
−HK$820/mo
Today · 4.125%
HK$27,572
baseline
▲ 0.50% · 4.625%
HK$29,249
+HK$1,677/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,144/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,863
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,637
−HK$786/mo
Today · 4.125%
HK$30,423
baseline
▲ 0.50% · 4.625%
HK$32,026
+HK$1,603/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,846/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,134
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,102
−HK$984/mo
Today · 4.125%
HK$33,086
baseline
▲ 0.50% · 4.625%
HK$35,099
+HK$2,013/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$66,172/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,636
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,565
−HK$942/mo
Today · 4.125%
HK$36,507
baseline
▲ 0.50% · 4.625%
HK$38,432
+HK$1,925/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$73,014/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,323
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,453
−HK$1,148/mo
Today · 4.125%
HK$38,601
baseline
▲ 0.50% · 4.625%
HK$40,949
+HK$2,348/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$77,202/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,409
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,492
−HK$1,100/mo
Today · 4.125%
HK$42,592
baseline
▲ 0.50% · 4.625%
HK$44,837
+HK$2,245/mo
Deposit HK$3.41M · loan HK$7.96M · min. income ≈ HK$85,184/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,701
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,153
−HK$1,476/mo
Today · 4.125%
HK$49,629
baseline
▲ 0.50% · 4.625%
HK$52,649
+HK$3,020/mo
Deposit HK$1.14M · loan HK$10.24M · min. income ≈ HK$99,258/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,954
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,347
−HK$1,414/mo
Today · 4.125%
HK$54,761
baseline
▲ 0.50% · 4.625%
HK$57,647
+HK$2,886/mo
Deposit HK$1.14M · loan HK$10.24M · min. income ≈ HK$109,522/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$426,677 · Scale 2, in force from 26 Feb 2026)