LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,954
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,761
−HK$820/mo
Today · 4.125%
HK$27,581
baseline
▲ 0.50% · 4.625%
HK$29,259
+HK$1,678/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,162/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,873
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,647
−HK$786/mo
Today · 4.125%
HK$30,433
baseline
▲ 0.50% · 4.625%
HK$32,037
+HK$1,604/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,866/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,144
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,113
−HK$984/mo
Today · 4.125%
HK$33,097
baseline
▲ 0.50% · 4.625%
HK$35,111
+HK$2,014/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$66,194/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,648
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,577
−HK$943/mo
Today · 4.125%
HK$36,520
baseline
▲ 0.50% · 4.625%
HK$38,445
+HK$1,925/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$73,040/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,335
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$1,148/mo
Today · 4.125%
HK$38,613
baseline
▲ 0.50% · 4.625%
HK$40,963
+HK$2,350/mo
Deposit HK$3.41M · loan HK$7.97M · min. income ≈ HK$77,226/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,506
−HK$1,100/mo
Today · 4.125%
HK$42,606
baseline
▲ 0.50% · 4.625%
HK$44,852
+HK$2,246/mo
Deposit HK$3.41M · loan HK$7.97M · min. income ≈ HK$85,212/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,716
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,170
−HK$1,476/mo
Today · 4.125%
HK$49,646
baseline
▲ 0.50% · 4.625%
HK$52,667
+HK$3,021/mo
Deposit HK$1.14M · loan HK$10.24M · min. income ≈ HK$99,292/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,971
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,365
−HK$1,414/mo
Today · 4.125%
HK$54,779
baseline
▲ 0.50% · 4.625%
HK$57,667
+HK$2,888/mo
Deposit HK$1.14M · loan HK$10.24M · min. income ≈ HK$109,558/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,820 · Scale 2, in force from 26 Feb 2026)