LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,954
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,762
−HK$820/mo
Today · 4.125%
HK$27,582
baseline
▲ 0.50% · 4.625%
HK$29,260
+HK$1,678/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,164/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,874
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,648
−HK$786/mo
Today · 4.125%
HK$30,434
baseline
▲ 0.50% · 4.625%
HK$32,038
+HK$1,604/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,868/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,145
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,114
−HK$984/mo
Today · 4.125%
HK$33,098
baseline
▲ 0.50% · 4.625%
HK$35,112
+HK$2,014/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$66,196/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,649
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,578
−HK$943/mo
Today · 4.125%
HK$36,521
baseline
▲ 0.50% · 4.625%
HK$38,446
+HK$1,925/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$73,042/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,336
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,466
−HK$1,149/mo
Today · 4.125%
HK$38,615
baseline
▲ 0.50% · 4.625%
HK$40,964
+HK$2,349/mo
Deposit HK$3.41M · loan HK$7.97M · min. income ≈ HK$77,230/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,424
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,508
−HK$1,100/mo
Today · 4.125%
HK$42,608
baseline
▲ 0.50% · 4.625%
HK$44,854
+HK$2,246/mo
Deposit HK$3.41M · loan HK$7.97M · min. income ≈ HK$85,216/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,718
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,171
−HK$1,477/mo
Today · 4.125%
HK$49,648
baseline
▲ 0.50% · 4.625%
HK$52,669
+HK$3,021/mo
Deposit HK$1.14M · loan HK$10.24M · min. income ≈ HK$99,296/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,973
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,367
−HK$1,414/mo
Today · 4.125%
HK$54,781
baseline
▲ 0.50% · 4.625%
HK$57,669
+HK$2,888/mo
Deposit HK$1.14M · loan HK$10.24M · min. income ≈ HK$109,562/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,835 · Scale 2, in force from 26 Feb 2026)