LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,959
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,766
−HK$821/mo
Today · 4.125%
HK$27,587
baseline
▲ 0.50% · 4.625%
HK$29,265
+HK$1,678/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,174/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,879
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,653
−HK$786/mo
Today · 4.125%
HK$30,439
baseline
▲ 0.50% · 4.625%
HK$32,044
+HK$1,605/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,878/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,150
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,119
−HK$985/mo
Today · 4.125%
HK$33,104
baseline
▲ 0.50% · 4.625%
HK$35,118
+HK$2,014/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$66,208/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,655
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,584
−HK$943/mo
Today · 4.125%
HK$36,527
baseline
▲ 0.50% · 4.625%
HK$38,452
+HK$1,925/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$73,054/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,342
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,473
−HK$1,148/mo
Today · 4.125%
HK$38,621
baseline
▲ 0.50% · 4.625%
HK$40,971
+HK$2,350/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,242/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,430
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,515
−HK$1,100/mo
Today · 4.125%
HK$42,615
baseline
▲ 0.50% · 4.625%
HK$44,861
+HK$2,246/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,230/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,726
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,179
−HK$1,477/mo
Today · 4.125%
HK$49,656
baseline
▲ 0.50% · 4.625%
HK$52,677
+HK$3,021/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,312/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,982
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,376
−HK$1,414/mo
Today · 4.125%
HK$54,790
baseline
▲ 0.50% · 4.625%
HK$57,678
+HK$2,888/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,580/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,905 · Scale 2, in force from 26 Feb 2026)