LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,960
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,767
−HK$821/mo
Today · 4.125%
HK$27,588
baseline
▲ 0.50% · 4.625%
HK$29,266
+HK$1,678/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,176/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,880
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,655
−HK$785/mo
Today · 4.125%
HK$30,440
baseline
▲ 0.50% · 4.625%
HK$32,045
+HK$1,605/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,880/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,152
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,121
−HK$984/mo
Today · 4.125%
HK$33,105
baseline
▲ 0.50% · 4.625%
HK$35,120
+HK$2,015/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$66,210/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,656
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,586
−HK$943/mo
Today · 4.125%
HK$36,529
baseline
▲ 0.50% · 4.625%
HK$38,454
+HK$1,925/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$73,058/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,344
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,474
−HK$1,149/mo
Today · 4.125%
HK$38,623
baseline
▲ 0.50% · 4.625%
HK$40,973
+HK$2,350/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,246/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,432
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,517
−HK$1,100/mo
Today · 4.125%
HK$42,617
baseline
▲ 0.50% · 4.625%
HK$44,863
+HK$2,246/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,234/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,728
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,181
−HK$1,477/mo
Today · 4.125%
HK$49,658
baseline
▲ 0.50% · 4.625%
HK$52,680
+HK$3,022/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,316/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,984
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,378
−HK$1,415/mo
Today · 4.125%
HK$54,793
baseline
▲ 0.50% · 4.625%
HK$57,681
+HK$2,888/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,586/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,924 · Scale 2, in force from 26 Feb 2026)