LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,962
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,770
−HK$821/mo
Today · 4.125%
HK$27,591
baseline
▲ 0.50% · 4.625%
HK$29,269
+HK$1,678/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,182/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,883
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,658
−HK$785/mo
Today · 4.125%
HK$30,443
baseline
▲ 0.50% · 4.625%
HK$32,048
+HK$1,605/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,886/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,155
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,124
−HK$985/mo
Today · 4.125%
HK$33,109
baseline
▲ 0.50% · 4.625%
HK$35,123
+HK$2,014/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$66,218/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,660
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,589
−HK$943/mo
Today · 4.125%
HK$36,532
baseline
▲ 0.50% · 4.625%
HK$38,458
+HK$1,926/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$73,064/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,347
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,478
−HK$1,149/mo
Today · 4.125%
HK$38,627
baseline
▲ 0.50% · 4.625%
HK$40,977
+HK$2,350/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,254/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,436
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,521
−HK$1,100/mo
Today · 4.125%
HK$42,621
baseline
▲ 0.50% · 4.625%
HK$44,867
+HK$2,246/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,242/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,732
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,186
−HK$1,477/mo
Today · 4.125%
HK$49,663
baseline
▲ 0.50% · 4.625%
HK$52,685
+HK$3,022/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,326/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,989
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,384
−HK$1,414/mo
Today · 4.125%
HK$54,798
baseline
▲ 0.50% · 4.625%
HK$57,687
+HK$2,889/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,596/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,967 · Scale 2, in force from 26 Feb 2026)