LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,964
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,772
−HK$820/mo
Today · 4.125%
HK$27,592
baseline
▲ 0.50% · 4.625%
HK$29,271
+HK$1,679/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,184/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,885
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,660
−HK$786/mo
Today · 4.125%
HK$30,446
baseline
▲ 0.50% · 4.625%
HK$32,050
+HK$1,604/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,892/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$426,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,157
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,126
−HK$985/mo
Today · 4.125%
HK$33,111
baseline
▲ 0.50% · 4.625%
HK$35,126
+HK$2,015/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$66,222/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,662
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,592
−HK$943/mo
Today · 4.125%
HK$36,535
baseline
▲ 0.50% · 4.625%
HK$38,460
+HK$1,925/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$73,070/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$426,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,350
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,481
−HK$1,148/mo
Today · 4.125%
HK$38,629
baseline
▲ 0.50% · 4.625%
HK$40,980
+HK$2,351/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,258/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,439
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,523
−HK$1,101/mo
Today · 4.125%
HK$42,624
baseline
▲ 0.50% · 4.625%
HK$44,870
+HK$2,246/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,248/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$426,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,736
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,189
−HK$1,477/mo
Today · 4.125%
HK$49,666
baseline
▲ 0.50% · 4.625%
HK$52,688
+HK$3,022/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,332/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,993
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,387
−HK$1,415/mo
Today · 4.125%
HK$54,802
baseline
▲ 0.50% · 4.625%
HK$57,691
+HK$2,889/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,604/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$426,996 · Scale 2, in force from 26 Feb 2026)