LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,965
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,773
−HK$820/mo
Today · 4.125%
HK$27,593
baseline
▲ 0.50% · 4.625%
HK$29,272
+HK$1,679/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,186/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,886
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,660
−HK$786/mo
Today · 4.125%
HK$30,446
baseline
▲ 0.50% · 4.625%
HK$32,051
+HK$1,605/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,892/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,158
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,127
−HK$985/mo
Today · 4.125%
HK$33,112
baseline
▲ 0.50% · 4.625%
HK$35,127
+HK$2,015/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$66,224/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,663
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,592
−HK$944/mo
Today · 4.125%
HK$36,536
baseline
▲ 0.50% · 4.625%
HK$38,461
+HK$1,925/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$73,072/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,351
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,482
−HK$1,148/mo
Today · 4.125%
HK$38,630
baseline
▲ 0.50% · 4.625%
HK$40,981
+HK$2,351/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,260/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,440
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,525
−HK$1,100/mo
Today · 4.125%
HK$42,625
baseline
▲ 0.50% · 4.625%
HK$44,872
+HK$2,247/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,250/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,737
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,191
−HK$1,477/mo
Today · 4.125%
HK$49,668
baseline
▲ 0.50% · 4.625%
HK$52,690
+HK$3,022/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,336/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,994
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,389
−HK$1,414/mo
Today · 4.125%
HK$54,803
baseline
▲ 0.50% · 4.625%
HK$57,692
+HK$2,889/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,606/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,007 · Scale 2, in force from 26 Feb 2026)