LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,966
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,774
−HK$820/mo
Today · 4.125%
HK$27,594
baseline
▲ 0.50% · 4.625%
HK$29,274
+HK$1,680/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,188/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,887
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,662
−HK$786/mo
Today · 4.125%
HK$30,448
baseline
▲ 0.50% · 4.625%
HK$32,053
+HK$1,605/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,896/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,159
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,129
−HK$984/mo
Today · 4.125%
HK$33,113
baseline
▲ 0.50% · 4.625%
HK$35,128
+HK$2,015/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$66,226/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,665
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,594
−HK$943/mo
Today · 4.125%
HK$36,537
baseline
▲ 0.50% · 4.625%
HK$38,463
+HK$1,926/mo
Deposit HK$4.55M · loan HK$6.83M · min. income ≈ HK$73,074/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,353
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,483
−HK$1,149/mo
Today · 4.125%
HK$38,632
baseline
▲ 0.50% · 4.625%
HK$40,983
+HK$2,351/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,264/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,442
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,527
−HK$1,100/mo
Today · 4.125%
HK$42,627
baseline
▲ 0.50% · 4.625%
HK$44,874
+HK$2,247/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,254/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,739
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,193
−HK$1,477/mo
Today · 4.125%
HK$49,670
baseline
▲ 0.50% · 4.625%
HK$52,692
+HK$3,022/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,340/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,997
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,391
−HK$1,415/mo
Today · 4.125%
HK$54,806
baseline
▲ 0.50% · 4.625%
HK$57,695
+HK$2,889/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,612/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,027 · Scale 2, in force from 26 Feb 2026)