LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,968
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,776
−HK$820/mo
Today · 4.125%
HK$27,596
baseline
▲ 0.50% · 4.625%
HK$29,275
+HK$1,679/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$55,192/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,889
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,664
−HK$786/mo
Today · 4.125%
HK$30,450
baseline
▲ 0.50% · 4.625%
HK$32,055
+HK$1,605/mo
Deposit HK$5.69M · loan HK$5.69M · min. income ≈ HK$60,900/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,161
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,131
−HK$985/mo
Today · 4.125%
HK$33,116
baseline
▲ 0.50% · 4.625%
HK$35,131
+HK$2,015/mo
Deposit HK$4.56M · loan HK$6.83M · min. income ≈ HK$66,232/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,667
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,596
−HK$944/mo
Today · 4.125%
HK$36,540
baseline
▲ 0.50% · 4.625%
HK$38,466
+HK$1,926/mo
Deposit HK$4.56M · loan HK$6.83M · min. income ≈ HK$73,080/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,355
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,486
−HK$1,149/mo
Today · 4.125%
HK$38,635
baseline
▲ 0.50% · 4.625%
HK$40,986
+HK$2,351/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,270/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,445
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,529
−HK$1,101/mo
Today · 4.125%
HK$42,630
baseline
▲ 0.50% · 4.625%
HK$44,877
+HK$2,247/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,260/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,742
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,196
−HK$1,477/mo
Today · 4.125%
HK$49,673
baseline
▲ 0.50% · 4.625%
HK$52,696
+HK$3,023/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,346/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,000
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,395
−HK$1,415/mo
Today · 4.125%
HK$54,810
baseline
▲ 0.50% · 4.625%
HK$57,699
+HK$2,889/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,620/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,055 · Scale 2, in force from 26 Feb 2026)