LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,974
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,782
−HK$821/mo
Today · 4.125%
HK$27,603
baseline
▲ 0.50% · 4.625%
HK$29,283
+HK$1,680/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,206/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,896
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,671
−HK$786/mo
Today · 4.125%
HK$30,457
baseline
▲ 0.50% · 4.625%
HK$32,063
+HK$1,606/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,914/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,169
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,139
−HK$985/mo
Today · 4.125%
HK$33,124
baseline
▲ 0.50% · 4.625%
HK$35,139
+HK$2,015/mo
Deposit HK$4.56M · loan HK$6.83M · min. income ≈ HK$66,248/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,675
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,605
−HK$944/mo
Today · 4.125%
HK$36,549
baseline
▲ 0.50% · 4.625%
HK$38,475
+HK$1,926/mo
Deposit HK$4.56M · loan HK$6.83M · min. income ≈ HK$73,098/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,364
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,495
−HK$1,149/mo
Today · 4.125%
HK$38,644
baseline
▲ 0.50% · 4.625%
HK$40,996
+HK$2,352/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,288/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,455
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,540
−HK$1,100/mo
Today · 4.125%
HK$42,640
baseline
▲ 0.50% · 4.625%
HK$44,888
+HK$2,248/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,280/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,754
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,208
−HK$1,478/mo
Today · 4.125%
HK$49,686
baseline
▲ 0.50% · 4.625%
HK$52,709
+HK$3,023/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,372/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,013
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,408
−HK$1,415/mo
Today · 4.125%
HK$54,823
baseline
▲ 0.50% · 4.625%
HK$57,713
+HK$2,890/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,646/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,162 · Scale 2, in force from 26 Feb 2026)