LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,976
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,784
−HK$821/mo
Today · 4.125%
HK$27,605
baseline
▲ 0.50% · 4.625%
HK$29,285
+HK$1,680/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,210/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,898
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$787/mo
Today · 4.125%
HK$30,460
baseline
▲ 0.50% · 4.625%
HK$32,065
+HK$1,605/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,920/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,172
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,141
−HK$985/mo
Today · 4.125%
HK$33,126
baseline
▲ 0.50% · 4.625%
HK$35,142
+HK$2,016/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,252/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,678
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,608
−HK$944/mo
Today · 4.125%
HK$36,552
baseline
▲ 0.50% · 4.625%
HK$38,478
+HK$1,926/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,104/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,367
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$1,149/mo
Today · 4.125%
HK$38,647
baseline
▲ 0.50% · 4.625%
HK$40,999
+HK$2,352/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,294/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,458
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,543
−HK$1,101/mo
Today · 4.125%
HK$42,644
baseline
▲ 0.50% · 4.625%
HK$44,891
+HK$2,247/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,288/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,757
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,212
−HK$1,478/mo
Today · 4.125%
HK$49,690
baseline
▲ 0.50% · 4.625%
HK$52,713
+HK$3,023/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,380/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,017
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,412
−HK$1,416/mo
Today · 4.125%
HK$54,828
baseline
▲ 0.50% · 4.625%
HK$57,718
+HK$2,890/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,656/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,195 · Scale 2, in force from 26 Feb 2026)