LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,977
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,785
−HK$821/mo
Today · 4.125%
HK$27,606
baseline
▲ 0.50% · 4.625%
HK$29,286
+HK$1,680/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,212/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,899
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,674
−HK$786/mo
Today · 4.125%
HK$30,460
baseline
▲ 0.50% · 4.625%
HK$32,066
+HK$1,606/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,920/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,172
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,142
−HK$985/mo
Today · 4.125%
HK$33,127
baseline
▲ 0.50% · 4.625%
HK$35,143
+HK$2,016/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,254/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,679
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,609
−HK$943/mo
Today · 4.125%
HK$36,552
baseline
▲ 0.50% · 4.625%
HK$38,479
+HK$1,927/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,104/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,368
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,499
−HK$1,149/mo
Today · 4.125%
HK$38,648
baseline
▲ 0.50% · 4.625%
HK$41,000
+HK$2,352/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,296/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,459
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,544
−HK$1,101/mo
Today · 4.125%
HK$42,645
baseline
▲ 0.50% · 4.625%
HK$44,892
+HK$2,247/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,290/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,758
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,213
−HK$1,478/mo
Today · 4.125%
HK$49,691
baseline
▲ 0.50% · 4.625%
HK$52,714
+HK$3,023/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,382/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,018
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,413
−HK$1,416/mo
Today · 4.125%
HK$54,829
baseline
▲ 0.50% · 4.625%
HK$57,719
+HK$2,890/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,658/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,205 · Scale 2, in force from 26 Feb 2026)