LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,977
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,785
−HK$821/mo
Today · 4.125%
HK$27,606
baseline
▲ 0.50% · 4.625%
HK$29,286
+HK$1,680/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,212/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,899
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,674
−HK$787/mo
Today · 4.125%
HK$30,461
baseline
▲ 0.50% · 4.625%
HK$32,066
+HK$1,605/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,922/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,173
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,142
−HK$985/mo
Today · 4.125%
HK$33,127
baseline
▲ 0.50% · 4.625%
HK$35,143
+HK$2,016/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,254/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,679
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,609
−HK$944/mo
Today · 4.125%
HK$36,553
baseline
▲ 0.50% · 4.625%
HK$38,480
+HK$1,927/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,106/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,368
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,499
−HK$1,150/mo
Today · 4.125%
HK$38,649
baseline
▲ 0.50% · 4.625%
HK$41,000
+HK$2,351/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,298/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,459
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,544
−HK$1,101/mo
Today · 4.125%
HK$42,645
baseline
▲ 0.50% · 4.625%
HK$44,893
+HK$2,248/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,290/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,759
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,213
−HK$1,478/mo
Today · 4.125%
HK$49,691
baseline
▲ 0.50% · 4.625%
HK$52,715
+HK$3,024/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,382/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,019
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,414
−HK$1,415/mo
Today · 4.125%
HK$54,829
baseline
▲ 0.50% · 4.625%
HK$57,719
+HK$2,890/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,658/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,210 · Scale 2, in force from 26 Feb 2026)