LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,978
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,786
−HK$821/mo
Today · 4.125%
HK$27,607
baseline
▲ 0.50% · 4.625%
HK$29,287
+HK$1,680/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,214/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,900
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,675
−HK$786/mo
Today · 4.125%
HK$30,461
baseline
▲ 0.50% · 4.625%
HK$32,067
+HK$1,606/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,922/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,173
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,143
−HK$985/mo
Today · 4.125%
HK$33,128
baseline
▲ 0.50% · 4.625%
HK$35,144
+HK$2,016/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,256/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,680
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,610
−HK$944/mo
Today · 4.125%
HK$36,554
baseline
▲ 0.50% · 4.625%
HK$38,480
+HK$1,926/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,108/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,369
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,500
−HK$1,149/mo
Today · 4.125%
HK$38,649
baseline
▲ 0.50% · 4.625%
HK$41,001
+HK$2,352/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$77,298/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,460
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,545
−HK$1,101/mo
Today · 4.125%
HK$42,646
baseline
▲ 0.50% · 4.625%
HK$44,894
+HK$2,248/mo
Deposit HK$3.42M · loan HK$7.97M · min. income ≈ HK$85,292/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$427,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,760
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,214
−HK$1,478/mo
Today · 4.125%
HK$49,692
baseline
▲ 0.50% · 4.625%
HK$52,716
+HK$3,024/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,384/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,020
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,415
−HK$1,415/mo
Today · 4.125%
HK$54,830
baseline
▲ 0.50% · 4.625%
HK$57,721
+HK$2,891/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,660/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,218 · Scale 2, in force from 26 Feb 2026)