LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,980
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,788
−HK$821/mo
Today · 4.125%
HK$27,609
baseline
▲ 0.50% · 4.625%
HK$29,289
+HK$1,680/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,218/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,903
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,678
−HK$786/mo
Today · 4.125%
HK$30,464
baseline
▲ 0.50% · 4.625%
HK$32,070
+HK$1,606/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,928/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,176
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,146
−HK$985/mo
Today · 4.125%
HK$33,131
baseline
▲ 0.50% · 4.625%
HK$35,147
+HK$2,016/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,262/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,683
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,613
−HK$944/mo
Today · 4.125%
HK$36,557
baseline
▲ 0.50% · 4.625%
HK$38,484
+HK$1,927/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,114/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,372
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,504
−HK$1,149/mo
Today · 4.125%
HK$38,653
baseline
▲ 0.50% · 4.625%
HK$41,005
+HK$2,352/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,306/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,464
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,549
−HK$1,101/mo
Today · 4.125%
HK$42,650
baseline
▲ 0.50% · 4.625%
HK$44,898
+HK$2,248/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,300/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,764
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,219
−HK$1,478/mo
Today · 4.125%
HK$49,697
baseline
▲ 0.50% · 4.625%
HK$52,721
+HK$3,024/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,394/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,025
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,420
−HK$1,415/mo
Today · 4.125%
HK$54,835
baseline
▲ 0.50% · 4.625%
HK$57,726
+HK$2,891/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,670/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,257 · Scale 2, in force from 26 Feb 2026)