LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,981
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,789
−HK$821/mo
Today · 4.125%
HK$27,610
baseline
▲ 0.50% · 4.625%
HK$29,290
+HK$1,680/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,220/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,904
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,679
−HK$786/mo
Today · 4.125%
HK$30,465
baseline
▲ 0.50% · 4.625%
HK$32,071
+HK$1,606/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,930/mo (50% DSR)
Upfront cash ≈ HK$6.12M (deposit + AVD stamp duty HK$427,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,177
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,147
−HK$985/mo
Today · 4.125%
HK$33,132
baseline
▲ 0.50% · 4.625%
HK$35,148
+HK$2,016/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,264/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,684
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,615
−HK$943/mo
Today · 4.125%
HK$36,558
baseline
▲ 0.50% · 4.625%
HK$38,485
+HK$1,927/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,116/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$427,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,373
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,505
−HK$1,149/mo
Today · 4.125%
HK$38,654
baseline
▲ 0.50% · 4.625%
HK$41,006
+HK$2,352/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,308/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,465
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,550
−HK$1,101/mo
Today · 4.125%
HK$42,651
baseline
▲ 0.50% · 4.625%
HK$44,900
+HK$2,249/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,302/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,766
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,221
−HK$1,478/mo
Today · 4.125%
HK$49,699
baseline
▲ 0.50% · 4.625%
HK$52,723
+HK$3,024/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$99,398/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,027
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,422
−HK$1,415/mo
Today · 4.125%
HK$54,837
baseline
▲ 0.50% · 4.625%
HK$57,728
+HK$2,891/mo
Deposit HK$1.14M · loan HK$10.25M · min. income ≈ HK$109,674/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,273 · Scale 2, in force from 26 Feb 2026)