LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,985
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,794
−HK$821/mo
Today · 4.125%
HK$27,615
baseline
▲ 0.50% · 4.625%
HK$29,295
+HK$1,680/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,230/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,908
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$786/mo
Today · 4.125%
HK$30,470
baseline
▲ 0.50% · 4.625%
HK$32,076
+HK$1,606/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,940/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,182
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,152
−HK$986/mo
Today · 4.125%
HK$33,138
baseline
▲ 0.50% · 4.625%
HK$35,154
+HK$2,016/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,276/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,690
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,621
−HK$943/mo
Today · 4.125%
HK$36,564
baseline
▲ 0.50% · 4.625%
HK$38,492
+HK$1,928/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,128/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,511
−HK$1,150/mo
Today · 4.125%
HK$38,661
baseline
▲ 0.50% · 4.625%
HK$41,013
+HK$2,352/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,322/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,472
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,557
−HK$1,101/mo
Today · 4.125%
HK$42,658
baseline
▲ 0.50% · 4.625%
HK$44,907
+HK$2,249/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,316/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,774
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,229
−HK$1,478/mo
Today · 4.125%
HK$49,707
baseline
▲ 0.50% · 4.625%
HK$52,731
+HK$3,024/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$99,414/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,035
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,431
−HK$1,416/mo
Today · 4.125%
HK$54,847
baseline
▲ 0.50% · 4.625%
HK$57,738
+HK$2,891/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$109,694/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,344 · Scale 2, in force from 26 Feb 2026)