LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,986
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,794
−HK$821/mo
Today · 4.125%
HK$27,615
baseline
▲ 0.50% · 4.625%
HK$29,296
+HK$1,681/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,230/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,909
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$787/mo
Today · 4.125%
HK$30,471
baseline
▲ 0.50% · 4.625%
HK$32,077
+HK$1,606/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,942/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,183
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,153
−HK$985/mo
Today · 4.125%
HK$33,138
baseline
▲ 0.50% · 4.625%
HK$35,155
+HK$2,017/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,276/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,691
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,621
−HK$944/mo
Today · 4.125%
HK$36,565
baseline
▲ 0.50% · 4.625%
HK$38,492
+HK$1,927/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,130/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,512
−HK$1,149/mo
Today · 4.125%
HK$38,661
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,353/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,322/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,472
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,558
−HK$1,101/mo
Today · 4.125%
HK$42,659
baseline
▲ 0.50% · 4.625%
HK$44,908
+HK$2,249/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,318/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,774
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,229
−HK$1,479/mo
Today · 4.125%
HK$49,708
baseline
▲ 0.50% · 4.625%
HK$52,732
+HK$3,024/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$99,416/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,036
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,432
−HK$1,415/mo
Today · 4.125%
HK$54,847
baseline
▲ 0.50% · 4.625%
HK$57,738
+HK$2,891/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$109,694/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,350 · Scale 2, in force from 26 Feb 2026)