LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,986
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,794
−HK$822/mo
Today · 4.125%
HK$27,616
baseline
▲ 0.50% · 4.625%
HK$29,296
+HK$1,680/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,232/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,909
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,685
−HK$786/mo
Today · 4.125%
HK$30,471
baseline
▲ 0.50% · 4.625%
HK$32,077
+HK$1,606/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,942/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,183
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,153
−HK$986/mo
Today · 4.125%
HK$33,139
baseline
▲ 0.50% · 4.625%
HK$35,155
+HK$2,016/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,278/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,691
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,621
−HK$944/mo
Today · 4.125%
HK$36,565
baseline
▲ 0.50% · 4.625%
HK$38,493
+HK$1,928/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,130/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,512
−HK$1,150/mo
Today · 4.125%
HK$38,662
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,352/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,324/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,473
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,558
−HK$1,102/mo
Today · 4.125%
HK$42,660
baseline
▲ 0.50% · 4.625%
HK$44,908
+HK$2,248/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,320/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,775
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,230
−HK$1,478/mo
Today · 4.125%
HK$49,708
baseline
▲ 0.50% · 4.625%
HK$52,733
+HK$3,025/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$99,416/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,037
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,432
−HK$1,416/mo
Today · 4.125%
HK$54,848
baseline
▲ 0.50% · 4.625%
HK$57,739
+HK$2,891/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$109,696/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,355 · Scale 2, in force from 26 Feb 2026)