LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,992
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,801
−HK$821/mo
Today · 4.125%
HK$27,622
baseline
▲ 0.50% · 4.625%
HK$29,303
+HK$1,681/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,244/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,916
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,691
−HK$787/mo
Today · 4.125%
HK$30,478
baseline
▲ 0.50% · 4.625%
HK$32,085
+HK$1,607/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,956/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,190
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,161
−HK$985/mo
Today · 4.125%
HK$33,146
baseline
▲ 0.50% · 4.625%
HK$35,163
+HK$2,017/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,292/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,699
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,630
−HK$944/mo
Today · 4.125%
HK$36,574
baseline
▲ 0.50% · 4.625%
HK$38,502
+HK$1,928/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,148/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,389
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,521
−HK$1,150/mo
Today · 4.125%
HK$38,671
baseline
▲ 0.50% · 4.625%
HK$41,024
+HK$2,353/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,342/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,482
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,568
−HK$1,101/mo
Today · 4.125%
HK$42,669
baseline
▲ 0.50% · 4.625%
HK$44,919
+HK$2,250/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,338/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,786
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,241
−HK$1,479/mo
Today · 4.125%
HK$49,720
baseline
▲ 0.50% · 4.625%
HK$52,745
+HK$3,025/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$99,440/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,049
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,445
−HK$1,416/mo
Today · 4.125%
HK$54,861
baseline
▲ 0.50% · 4.625%
HK$57,752
+HK$2,891/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$109,722/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,453 · Scale 2, in force from 26 Feb 2026)