LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,996
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,805
−HK$822/mo
Today · 4.125%
HK$27,627
baseline
▲ 0.50% · 4.625%
HK$29,308
+HK$1,681/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,254/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,921
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,696
−HK$787/mo
Today · 4.125%
HK$30,483
baseline
▲ 0.50% · 4.625%
HK$32,090
+HK$1,607/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,966/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,196
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,166
−HK$986/mo
Today · 4.125%
HK$33,152
baseline
▲ 0.50% · 4.625%
HK$35,169
+HK$2,017/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,304/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,705
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,636
−HK$944/mo
Today · 4.125%
HK$36,580
baseline
▲ 0.50% · 4.625%
HK$38,508
+HK$1,928/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,160/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,395
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,527
−HK$1,150/mo
Today · 4.125%
HK$38,677
baseline
▲ 0.50% · 4.625%
HK$41,031
+HK$2,354/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,354/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,489
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,575
−HK$1,102/mo
Today · 4.125%
HK$42,677
baseline
▲ 0.50% · 4.625%
HK$44,926
+HK$2,249/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,354/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,794
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,249
−HK$1,479/mo
Today · 4.125%
HK$49,728
baseline
▲ 0.50% · 4.625%
HK$52,754
+HK$3,026/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$99,456/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,057
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,454
−HK$1,416/mo
Today · 4.125%
HK$54,870
baseline
▲ 0.50% · 4.625%
HK$57,762
+HK$2,892/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$109,740/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,526 · Scale 2, in force from 26 Feb 2026)