LTV · monthly repayment
▼ 0.50% · 3.625%
HK$260,024
−HK$16,306/mo
▼ 0.25% · 3.875%
HK$268,112
−HK$8,218/mo
Today · 4.125%
HK$276,330
baseline
▲ 0.50% · 4.625%
HK$293,144
+HK$16,814/mo
Deposit HK$57.02M · loan HK$57.02M · min. income ≈ HK$552,660/mo (50% DSR)
Upfront cash ≈ HK$64.43M (deposit + AVD stamp duty HK$7,412,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,274
−HK$15,629/mo
▼ 0.25% · 3.875%
HK$297,032
−HK$7,871/mo
Today · 4.125%
HK$304,903
baseline
▲ 0.50% · 4.625%
HK$320,974
+HK$16,071/mo
Deposit HK$57.02M · loan HK$57.02M · min. income ≈ HK$609,806/mo (50% DSR)
Upfront cash ≈ HK$64.43M (deposit + AVD stamp duty HK$7,412,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,029
−HK$19,567/mo
▼ 0.25% · 3.875%
HK$321,735
−HK$9,861/mo
Today · 4.125%
HK$331,596
baseline
▲ 0.50% · 4.625%
HK$351,772
+HK$20,176/mo
Deposit HK$45.61M · loan HK$68.42M · min. income ≈ HK$663,192/mo (50% DSR)
Upfront cash ≈ HK$53.03M (deposit + AVD stamp duty HK$7,412,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,129
−HK$18,754/mo
▼ 0.25% · 3.875%
HK$356,439
−HK$9,444/mo
Today · 4.125%
HK$365,883
baseline
▲ 0.50% · 4.625%
HK$385,169
+HK$19,286/mo
Deposit HK$45.61M · loan HK$68.42M · min. income ≈ HK$731,766/mo (50% DSR)
Upfront cash ≈ HK$53.03M (deposit + AVD stamp duty HK$7,412,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,033
−HK$22,829/mo
▼ 0.25% · 3.875%
HK$375,357
−HK$11,505/mo
Today · 4.125%
HK$386,862
baseline
▲ 0.50% · 4.625%
HK$410,401
+HK$23,539/mo
Deposit HK$34.21M · loan HK$79.82M · min. income ≈ HK$773,724/mo (50% DSR)
Upfront cash ≈ HK$41.62M (deposit + AVD stamp duty HK$7,412,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,984
−HK$21,880/mo
▼ 0.25% · 3.875%
HK$415,845
−HK$11,019/mo
Today · 4.125%
HK$426,864
baseline
▲ 0.50% · 4.625%
HK$449,364
+HK$22,500/mo
Deposit HK$34.21M · loan HK$79.82M · min. income ≈ HK$853,728/mo (50% DSR)
Upfront cash ≈ HK$41.62M (deposit + AVD stamp duty HK$7,412,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,043
−HK$29,350/mo
▼ 0.25% · 3.875%
HK$482,602
−HK$14,791/mo
Today · 4.125%
HK$497,393
baseline
▲ 0.50% · 4.625%
HK$527,659
+HK$30,266/mo
Deposit HK$11.40M · loan HK$102.63M · min. income ≈ HK$994,786/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$7,412,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$520,693
−HK$28,132/mo
▼ 0.25% · 3.875%
HK$534,658
−HK$14,167/mo
Today · 4.125%
HK$548,825
baseline
▲ 0.50% · 4.625%
HK$577,754
+HK$28,929/mo
Deposit HK$11.40M · loan HK$102.63M · min. income ≈ HK$1,097,650/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$7,412,129 · Scale 2, in force from 26 Feb 2026)