LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,005
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,814
−HK$822/mo
Today · 4.125%
HK$27,636
baseline
▲ 0.50% · 4.625%
HK$29,317
+HK$1,681/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,272/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,930
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,706
−HK$788/mo
Today · 4.125%
HK$30,494
baseline
▲ 0.50% · 4.625%
HK$32,101
+HK$1,607/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,988/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,206
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,177
−HK$986/mo
Today · 4.125%
HK$33,163
baseline
▲ 0.50% · 4.625%
HK$35,181
+HK$2,018/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,326/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,717
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,648
−HK$944/mo
Today · 4.125%
HK$36,592
baseline
▲ 0.50% · 4.625%
HK$38,521
+HK$1,929/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,184/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,407
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,540
−HK$1,150/mo
Today · 4.125%
HK$38,690
baseline
▲ 0.50% · 4.625%
HK$41,044
+HK$2,354/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,380/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,503
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,589
−HK$1,102/mo
Today · 4.125%
HK$42,691
baseline
▲ 0.50% · 4.625%
HK$44,941
+HK$2,250/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,382/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,809
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,265
−HK$1,480/mo
Today · 4.125%
HK$49,745
baseline
▲ 0.50% · 4.625%
HK$52,771
+HK$3,026/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$99,490/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,075
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,471
−HK$1,417/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$57,782
+HK$2,894/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,669 · Scale 2, in force from 26 Feb 2026)