LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,007
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,816
−HK$822/mo
Today · 4.125%
HK$27,638
baseline
▲ 0.50% · 4.625%
HK$29,319
+HK$1,681/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,276/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,932
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,708
−HK$787/mo
Today · 4.125%
HK$30,495
baseline
▲ 0.50% · 4.625%
HK$32,103
+HK$1,608/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,990/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,208
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,179
−HK$986/mo
Today · 4.125%
HK$33,165
baseline
▲ 0.50% · 4.625%
HK$35,183
+HK$2,018/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,330/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,719
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,650
−HK$944/mo
Today · 4.125%
HK$36,594
baseline
▲ 0.50% · 4.625%
HK$38,523
+HK$1,929/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,188/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,409
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,542
−HK$1,151/mo
Today · 4.125%
HK$38,693
baseline
▲ 0.50% · 4.625%
HK$41,047
+HK$2,354/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,386/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,505
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,591
−HK$1,102/mo
Today · 4.125%
HK$42,693
baseline
▲ 0.50% · 4.625%
HK$44,944
+HK$2,251/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,386/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,812
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,268
−HK$1,480/mo
Today · 4.125%
HK$49,748
baseline
▲ 0.50% · 4.625%
HK$52,775
+HK$3,027/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$99,496/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,078
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,475
−HK$1,416/mo
Today · 4.125%
HK$54,891
baseline
▲ 0.50% · 4.625%
HK$57,785
+HK$2,894/mo
Deposit HK$1.14M · loan HK$10.26M · min. income ≈ HK$109,782/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,694 · Scale 2, in force from 26 Feb 2026)