LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,009
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,818
−HK$822/mo
Today · 4.125%
HK$27,640
baseline
▲ 0.50% · 4.625%
HK$29,321
+HK$1,681/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,280/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,934
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,710
−HK$788/mo
Today · 4.125%
HK$30,498
baseline
▲ 0.50% · 4.625%
HK$32,105
+HK$1,607/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,996/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,210
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,181
−HK$987/mo
Today · 4.125%
HK$33,168
baseline
▲ 0.50% · 4.625%
HK$35,186
+HK$2,018/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,336/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,721
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,652
−HK$945/mo
Today · 4.125%
HK$36,597
baseline
▲ 0.50% · 4.625%
HK$38,526
+HK$1,929/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,194/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,412
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,545
−HK$1,150/mo
Today · 4.125%
HK$38,695
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,355/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,390/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,508
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,594
−HK$1,103/mo
Today · 4.125%
HK$42,697
baseline
▲ 0.50% · 4.625%
HK$44,947
+HK$2,250/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,394/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,816
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,272
−HK$1,479/mo
Today · 4.125%
HK$49,751
baseline
▲ 0.50% · 4.625%
HK$52,779
+HK$3,028/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$99,502/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,082
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,479
−HK$1,417/mo
Today · 4.125%
HK$54,896
baseline
▲ 0.50% · 4.625%
HK$57,789
+HK$2,893/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$109,792/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,726 · Scale 2, in force from 26 Feb 2026)