LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,010
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,819
−HK$822/mo
Today · 4.125%
HK$27,641
baseline
▲ 0.50% · 4.625%
HK$29,322
+HK$1,681/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,282/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,935
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,711
−HK$788/mo
Today · 4.125%
HK$30,499
baseline
▲ 0.50% · 4.625%
HK$32,106
+HK$1,607/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$60,998/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,211
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,182
−HK$987/mo
Today · 4.125%
HK$33,169
baseline
▲ 0.50% · 4.625%
HK$35,187
+HK$2,018/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$66,338/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,722
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,654
−HK$944/mo
Today · 4.125%
HK$36,598
baseline
▲ 0.50% · 4.625%
HK$38,527
+HK$1,929/mo
Deposit HK$4.56M · loan HK$6.84M · min. income ≈ HK$73,196/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,413
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,546
−HK$1,151/mo
Today · 4.125%
HK$38,697
baseline
▲ 0.50% · 4.625%
HK$41,051
+HK$2,354/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$77,394/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,509
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,596
−HK$1,102/mo
Today · 4.125%
HK$42,698
baseline
▲ 0.50% · 4.625%
HK$44,949
+HK$2,251/mo
Deposit HK$3.42M · loan HK$7.98M · min. income ≈ HK$85,396/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,817
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,273
−HK$1,480/mo
Today · 4.125%
HK$49,753
baseline
▲ 0.50% · 4.625%
HK$52,780
+HK$3,027/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$99,506/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,084
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,480
−HK$1,418/mo
Today · 4.125%
HK$54,898
baseline
▲ 0.50% · 4.625%
HK$57,791
+HK$2,893/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$109,796/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,740 · Scale 2, in force from 26 Feb 2026)