LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,014
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,823
−HK$823/mo
Today · 4.125%
HK$27,646
baseline
▲ 0.50% · 4.625%
HK$29,328
+HK$1,682/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$55,292/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,941
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,717
−HK$787/mo
Today · 4.125%
HK$30,504
baseline
▲ 0.50% · 4.625%
HK$32,112
+HK$1,608/mo
Deposit HK$5.70M · loan HK$5.70M · min. income ≈ HK$61,008/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,217
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,188
−HK$987/mo
Today · 4.125%
HK$33,175
baseline
▲ 0.50% · 4.625%
HK$35,193
+HK$2,018/mo
Deposit HK$4.56M · loan HK$6.85M · min. income ≈ HK$66,350/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,729
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,660
−HK$945/mo
Today · 4.125%
HK$36,605
baseline
▲ 0.50% · 4.625%
HK$38,535
+HK$1,930/mo
Deposit HK$4.56M · loan HK$6.85M · min. income ≈ HK$73,210/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,420
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,553
−HK$1,151/mo
Today · 4.125%
HK$38,704
baseline
▲ 0.50% · 4.625%
HK$41,059
+HK$2,355/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$77,408/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,517
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,604
−HK$1,102/mo
Today · 4.125%
HK$42,706
baseline
▲ 0.50% · 4.625%
HK$44,957
+HK$2,251/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$85,412/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,826
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,282
−HK$1,480/mo
Today · 4.125%
HK$49,762
baseline
▲ 0.50% · 4.625%
HK$52,790
+HK$3,028/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$99,524/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,093
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,490
−HK$1,418/mo
Today · 4.125%
HK$54,908
baseline
▲ 0.50% · 4.625%
HK$57,802
+HK$2,894/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$109,816/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,819 · Scale 2, in force from 26 Feb 2026)