LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,018
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,827
−HK$822/mo
Today · 4.125%
HK$27,649
baseline
▲ 0.50% · 4.625%
HK$29,332
+HK$1,683/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,298/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,945
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,721
−HK$787/mo
Today · 4.125%
HK$30,508
baseline
▲ 0.50% · 4.625%
HK$32,117
+HK$1,609/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,016/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,222
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,193
−HK$986/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$35,198
+HK$2,019/mo
Deposit HK$4.56M · loan HK$6.85M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,734
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,665
−HK$945/mo
Today · 4.125%
HK$36,610
baseline
▲ 0.50% · 4.625%
HK$38,540
+HK$1,930/mo
Deposit HK$4.56M · loan HK$6.85M · min. income ≈ HK$73,220/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,425
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,558
−HK$1,151/mo
Today · 4.125%
HK$38,709
baseline
▲ 0.50% · 4.625%
HK$41,065
+HK$2,356/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$77,418/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,523
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,609
−HK$1,103/mo
Today · 4.125%
HK$42,712
baseline
▲ 0.50% · 4.625%
HK$44,963
+HK$2,251/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$85,424/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,832
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,289
−HK$1,480/mo
Today · 4.125%
HK$49,769
baseline
▲ 0.50% · 4.625%
HK$52,797
+HK$3,028/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$99,538/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,100
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,498
−HK$1,417/mo
Today · 4.125%
HK$54,915
baseline
▲ 0.50% · 4.625%
HK$57,810
+HK$2,895/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$109,830/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,879 · Scale 2, in force from 26 Feb 2026)