LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,019
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,828
−HK$822/mo
Today · 4.125%
HK$27,650
baseline
▲ 0.50% · 4.625%
HK$29,333
+HK$1,683/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,300/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,946
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,722
−HK$788/mo
Today · 4.125%
HK$30,510
baseline
▲ 0.50% · 4.625%
HK$32,118
+HK$1,608/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,020/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$427,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,223
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,194
−HK$987/mo
Today · 4.125%
HK$33,181
baseline
▲ 0.50% · 4.625%
HK$35,199
+HK$2,018/mo
Deposit HK$4.56M · loan HK$6.85M · min. income ≈ HK$66,362/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,735
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$945/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,541
+HK$1,930/mo
Deposit HK$4.56M · loan HK$6.85M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$427,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,426
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,559
−HK$1,152/mo
Today · 4.125%
HK$38,711
baseline
▲ 0.50% · 4.625%
HK$41,066
+HK$2,355/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$77,422/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,524
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,611
−HK$1,102/mo
Today · 4.125%
HK$42,713
baseline
▲ 0.50% · 4.625%
HK$44,965
+HK$2,252/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$85,426/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$427,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,834
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,291
−HK$1,480/mo
Today · 4.125%
HK$49,771
baseline
▲ 0.50% · 4.625%
HK$52,799
+HK$3,028/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$99,542/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,102
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,500
−HK$1,417/mo
Today · 4.125%
HK$54,917
baseline
▲ 0.50% · 4.625%
HK$57,812
+HK$2,895/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$109,834/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$427,894 · Scale 2, in force from 26 Feb 2026)