LTV · monthly repayment
▼ 0.50% · 3.625%
HK$260,259
−HK$16,320/mo
▼ 0.25% · 3.875%
HK$268,354
−HK$8,225/mo
Today · 4.125%
HK$276,579
baseline
▲ 0.50% · 4.625%
HK$293,408
+HK$16,829/mo
Deposit HK$57.07M · loan HK$57.07M · min. income ≈ HK$553,158/mo (50% DSR)
Upfront cash ≈ HK$64.49M (deposit + AVD stamp duty HK$7,418,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,535
−HK$15,643/mo
▼ 0.25% · 3.875%
HK$297,300
−HK$7,878/mo
Today · 4.125%
HK$305,178
baseline
▲ 0.50% · 4.625%
HK$321,264
+HK$16,086/mo
Deposit HK$57.07M · loan HK$57.07M · min. income ≈ HK$610,356/mo (50% DSR)
Upfront cash ≈ HK$64.49M (deposit + AVD stamp duty HK$7,418,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,310
−HK$19,585/mo
▼ 0.25% · 3.875%
HK$322,025
−HK$9,870/mo
Today · 4.125%
HK$331,895
baseline
▲ 0.50% · 4.625%
HK$352,090
+HK$20,195/mo
Deposit HK$45.65M · loan HK$68.48M · min. income ≈ HK$663,790/mo (50% DSR)
Upfront cash ≈ HK$53.07M (deposit + AVD stamp duty HK$7,418,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,442
−HK$18,771/mo
▼ 0.25% · 3.875%
HK$356,760
−HK$9,453/mo
Today · 4.125%
HK$366,213
baseline
▲ 0.50% · 4.625%
HK$385,517
+HK$19,304/mo
Deposit HK$45.65M · loan HK$68.48M · min. income ≈ HK$732,426/mo (50% DSR)
Upfront cash ≈ HK$53.07M (deposit + AVD stamp duty HK$7,418,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,362
−HK$22,849/mo
▼ 0.25% · 3.875%
HK$375,696
−HK$11,515/mo
Today · 4.125%
HK$387,211
baseline
▲ 0.50% · 4.625%
HK$410,771
+HK$23,560/mo
Deposit HK$34.24M · loan HK$79.89M · min. income ≈ HK$774,422/mo (50% DSR)
Upfront cash ≈ HK$41.66M (deposit + AVD stamp duty HK$7,418,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,349
−HK$21,900/mo
▼ 0.25% · 3.875%
HK$416,220
−HK$11,029/mo
Today · 4.125%
HK$427,249
baseline
▲ 0.50% · 4.625%
HK$449,770
+HK$22,521/mo
Deposit HK$34.24M · loan HK$79.89M · min. income ≈ HK$854,498/mo (50% DSR)
Upfront cash ≈ HK$41.66M (deposit + AVD stamp duty HK$7,418,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,465
−HK$29,377/mo
▼ 0.25% · 3.875%
HK$483,037
−HK$14,805/mo
Today · 4.125%
HK$497,842
baseline
▲ 0.50% · 4.625%
HK$528,135
+HK$30,293/mo
Deposit HK$11.41M · loan HK$102.72M · min. income ≈ HK$995,684/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$7,418,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$521,163
−HK$28,157/mo
▼ 0.25% · 3.875%
HK$535,140
−HK$14,180/mo
Today · 4.125%
HK$549,320
baseline
▲ 0.50% · 4.625%
HK$578,275
+HK$28,955/mo
Deposit HK$11.41M · loan HK$102.72M · min. income ≈ HK$1,098,640/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$7,418,816 · Scale 2, in force from 26 Feb 2026)