LTV · monthly repayment
▼ 0.50% · 3.625%
HK$260,261
−HK$16,321/mo
▼ 0.25% · 3.875%
HK$268,357
−HK$8,225/mo
Today · 4.125%
HK$276,582
baseline
▲ 0.50% · 4.625%
HK$293,411
+HK$16,829/mo
Deposit HK$57.07M · loan HK$57.07M · min. income ≈ HK$553,164/mo (50% DSR)
Upfront cash ≈ HK$64.49M (deposit + AVD stamp duty HK$7,418,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,538
−HK$15,643/mo
▼ 0.25% · 3.875%
HK$297,303
−HK$7,878/mo
Today · 4.125%
HK$305,181
baseline
▲ 0.50% · 4.625%
HK$321,267
+HK$16,086/mo
Deposit HK$57.07M · loan HK$57.07M · min. income ≈ HK$610,362/mo (50% DSR)
Upfront cash ≈ HK$64.49M (deposit + AVD stamp duty HK$7,418,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,313
−HK$19,585/mo
▼ 0.25% · 3.875%
HK$322,028
−HK$9,870/mo
Today · 4.125%
HK$331,898
baseline
▲ 0.50% · 4.625%
HK$352,093
+HK$20,195/mo
Deposit HK$45.65M · loan HK$68.48M · min. income ≈ HK$663,796/mo (50% DSR)
Upfront cash ≈ HK$53.07M (deposit + AVD stamp duty HK$7,418,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,446
−HK$18,771/mo
▼ 0.25% · 3.875%
HK$356,764
−HK$9,453/mo
Today · 4.125%
HK$366,217
baseline
▲ 0.50% · 4.625%
HK$385,521
+HK$19,304/mo
Deposit HK$45.65M · loan HK$68.48M · min. income ≈ HK$732,434/mo (50% DSR)
Upfront cash ≈ HK$53.07M (deposit + AVD stamp duty HK$7,418,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,366
−HK$22,849/mo
▼ 0.25% · 3.875%
HK$375,700
−HK$11,515/mo
Today · 4.125%
HK$387,215
baseline
▲ 0.50% · 4.625%
HK$410,776
+HK$23,561/mo
Deposit HK$34.24M · loan HK$79.90M · min. income ≈ HK$774,430/mo (50% DSR)
Upfront cash ≈ HK$41.66M (deposit + AVD stamp duty HK$7,418,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$405,353
−HK$21,900/mo
▼ 0.25% · 3.875%
HK$416,225
−HK$11,028/mo
Today · 4.125%
HK$427,253
baseline
▲ 0.50% · 4.625%
HK$449,774
+HK$22,521/mo
Deposit HK$34.24M · loan HK$79.90M · min. income ≈ HK$854,506/mo (50% DSR)
Upfront cash ≈ HK$41.66M (deposit + AVD stamp duty HK$7,418,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,470
−HK$29,377/mo
▼ 0.25% · 3.875%
HK$483,042
−HK$14,805/mo
Today · 4.125%
HK$497,847
baseline
▲ 0.50% · 4.625%
HK$528,140
+HK$30,293/mo
Deposit HK$11.41M · loan HK$102.72M · min. income ≈ HK$995,694/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$7,418,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$521,168
−HK$28,157/mo
▼ 0.25% · 3.875%
HK$535,146
−HK$14,179/mo
Today · 4.125%
HK$549,325
baseline
▲ 0.50% · 4.625%
HK$578,281
+HK$28,956/mo
Deposit HK$11.41M · loan HK$102.72M · min. income ≈ HK$1,098,650/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$7,418,893 · Scale 2, in force from 26 Feb 2026)