LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,026
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$822/mo
Today · 4.125%
HK$27,658
baseline
▲ 0.50% · 4.625%
HK$29,341
+HK$1,683/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,316/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$428,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,954
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,731
−HK$787/mo
Today · 4.125%
HK$30,518
baseline
▲ 0.50% · 4.625%
HK$32,127
+HK$1,609/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,036/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$428,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,232
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,203
−HK$987/mo
Today · 4.125%
HK$33,190
baseline
▲ 0.50% · 4.625%
HK$35,210
+HK$2,020/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,380/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$428,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,745
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,677
−HK$945/mo
Today · 4.125%
HK$36,622
baseline
▲ 0.50% · 4.625%
HK$38,552
+HK$1,930/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,244/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$428,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,437
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,570
−HK$1,152/mo
Today · 4.125%
HK$38,722
baseline
▲ 0.50% · 4.625%
HK$41,078
+HK$2,356/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$77,444/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,536
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,623
−HK$1,103/mo
Today · 4.125%
HK$42,726
baseline
▲ 0.50% · 4.625%
HK$44,978
+HK$2,252/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$85,452/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,847
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,305
−HK$1,480/mo
Today · 4.125%
HK$49,785
baseline
▲ 0.50% · 4.625%
HK$52,814
+HK$3,029/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$99,570/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,117
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,515
−HK$1,418/mo
Today · 4.125%
HK$54,933
baseline
▲ 0.50% · 4.625%
HK$57,829
+HK$2,896/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$109,866/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,017 · Scale 2, in force from 26 Feb 2026)