LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,027
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,837
−HK$823/mo
Today · 4.125%
HK$27,660
baseline
▲ 0.50% · 4.625%
HK$29,343
+HK$1,683/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,320/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,955
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$788/mo
Today · 4.125%
HK$30,520
baseline
▲ 0.50% · 4.625%
HK$32,128
+HK$1,608/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,040/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,233
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,204
−HK$987/mo
Today · 4.125%
HK$33,191
baseline
▲ 0.50% · 4.625%
HK$35,211
+HK$2,020/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,382/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$428,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,746
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,678
−HK$945/mo
Today · 4.125%
HK$36,623
baseline
▲ 0.50% · 4.625%
HK$38,554
+HK$1,931/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,246/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$428,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,438
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,572
−HK$1,151/mo
Today · 4.125%
HK$38,723
baseline
▲ 0.50% · 4.625%
HK$41,080
+HK$2,357/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$77,446/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,537
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,624
−HK$1,103/mo
Today · 4.125%
HK$42,727
baseline
▲ 0.50% · 4.625%
HK$44,980
+HK$2,253/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$85,454/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,849
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,307
−HK$1,480/mo
Today · 4.125%
HK$49,787
baseline
▲ 0.50% · 4.625%
HK$52,817
+HK$3,030/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$99,574/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,119
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,517
−HK$1,418/mo
Today · 4.125%
HK$54,935
baseline
▲ 0.50% · 4.625%
HK$57,831
+HK$2,896/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$109,870/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,034 · Scale 2, in force from 26 Feb 2026)