LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,032
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,842
−HK$822/mo
Today · 4.125%
HK$27,664
baseline
▲ 0.50% · 4.625%
HK$29,348
+HK$1,684/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,328/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,960
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,737
−HK$788/mo
Today · 4.125%
HK$30,525
baseline
▲ 0.50% · 4.625%
HK$32,134
+HK$1,609/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,050/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,238
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$987/mo
Today · 4.125%
HK$33,197
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$2,020/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,394/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$428,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,752
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,684
−HK$946/mo
Today · 4.125%
HK$36,630
baseline
▲ 0.50% · 4.625%
HK$38,561
+HK$1,931/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,260/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$428,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,445
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,578
−HK$1,152/mo
Today · 4.125%
HK$38,730
baseline
▲ 0.50% · 4.625%
HK$41,087
+HK$2,357/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$77,460/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,544
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,632
−HK$1,103/mo
Today · 4.125%
HK$42,735
baseline
▲ 0.50% · 4.625%
HK$44,987
+HK$2,252/mo
Deposit HK$3.42M · loan HK$7.99M · min. income ≈ HK$85,470/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,857
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,315
−HK$1,481/mo
Today · 4.125%
HK$49,796
baseline
▲ 0.50% · 4.625%
HK$52,826
+HK$3,030/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$99,592/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,128
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,526
−HK$1,419/mo
Today · 4.125%
HK$54,945
baseline
▲ 0.50% · 4.625%
HK$57,841
+HK$2,896/mo
Deposit HK$1.14M · loan HK$10.27M · min. income ≈ HK$109,890/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,108 · Scale 2, in force from 26 Feb 2026)