LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,035
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,845
−HK$822/mo
Today · 4.125%
HK$27,667
baseline
▲ 0.50% · 4.625%
HK$29,351
+HK$1,684/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,334/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,963
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,740
−HK$788/mo
Today · 4.125%
HK$30,528
baseline
▲ 0.50% · 4.625%
HK$32,137
+HK$1,609/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,056/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,242
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,213
−HK$988/mo
Today · 4.125%
HK$33,201
baseline
▲ 0.50% · 4.625%
HK$35,221
+HK$2,020/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,402/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,756
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,688
−HK$946/mo
Today · 4.125%
HK$36,634
baseline
▲ 0.50% · 4.625%
HK$38,565
+HK$1,931/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,268/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,449
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,582
−HK$1,152/mo
Today · 4.125%
HK$38,734
baseline
▲ 0.50% · 4.625%
HK$41,091
+HK$2,357/mo
Deposit HK$3.43M · loan HK$7.99M · min. income ≈ HK$77,468/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,549
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,636
−HK$1,103/mo
Today · 4.125%
HK$42,739
baseline
▲ 0.50% · 4.625%
HK$44,992
+HK$2,253/mo
Deposit HK$3.43M · loan HK$7.99M · min. income ≈ HK$85,478/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,862
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,320
−HK$1,481/mo
Today · 4.125%
HK$49,801
baseline
▲ 0.50% · 4.625%
HK$52,831
+HK$3,030/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$99,602/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,134
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,532
−HK$1,419/mo
Today · 4.125%
HK$54,951
baseline
▲ 0.50% · 4.625%
HK$57,847
+HK$2,896/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$109,902/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,155 · Scale 2, in force from 26 Feb 2026)