LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,038
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,848
−HK$823/mo
Today · 4.125%
HK$27,671
baseline
▲ 0.50% · 4.625%
HK$29,355
+HK$1,684/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,342/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,967
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,744
−HK$788/mo
Today · 4.125%
HK$30,532
baseline
▲ 0.50% · 4.625%
HK$32,142
+HK$1,610/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,064/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,246
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$987/mo
Today · 4.125%
HK$33,205
baseline
▲ 0.50% · 4.625%
HK$35,226
+HK$2,021/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,410/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,761
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,693
−HK$946/mo
Today · 4.125%
HK$36,639
baseline
▲ 0.50% · 4.625%
HK$38,570
+HK$1,931/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,278/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,453
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,587
−HK$1,152/mo
Today · 4.125%
HK$38,739
baseline
▲ 0.50% · 4.625%
HK$41,097
+HK$2,358/mo
Deposit HK$3.43M · loan HK$7.99M · min. income ≈ HK$77,478/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,554
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,642
−HK$1,103/mo
Today · 4.125%
HK$42,745
baseline
▲ 0.50% · 4.625%
HK$44,998
+HK$2,253/mo
Deposit HK$3.43M · loan HK$7.99M · min. income ≈ HK$85,490/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,869
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,327
−HK$1,481/mo
Today · 4.125%
HK$49,808
baseline
▲ 0.50% · 4.625%
HK$52,838
+HK$3,030/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$99,616/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,141
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,539
−HK$1,419/mo
Today · 4.125%
HK$54,958
baseline
▲ 0.50% · 4.625%
HK$57,855
+HK$2,897/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$109,916/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,212 · Scale 2, in force from 26 Feb 2026)