LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,042
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,852
−HK$823/mo
Today · 4.125%
HK$27,675
baseline
▲ 0.50% · 4.625%
HK$29,359
+HK$1,684/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,350/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,971
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,748
−HK$788/mo
Today · 4.125%
HK$30,536
baseline
▲ 0.50% · 4.625%
HK$32,146
+HK$1,610/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,072/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,250
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,222
−HK$988/mo
Today · 4.125%
HK$33,210
baseline
▲ 0.50% · 4.625%
HK$35,230
+HK$2,020/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,420/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,765
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,698
−HK$946/mo
Today · 4.125%
HK$36,644
baseline
▲ 0.50% · 4.625%
HK$38,575
+HK$1,931/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,288/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,458
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,592
−HK$1,153/mo
Today · 4.125%
HK$38,745
baseline
▲ 0.50% · 4.625%
HK$41,102
+HK$2,357/mo
Deposit HK$3.43M · loan HK$7.99M · min. income ≈ HK$77,490/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,559
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,647
−HK$1,104/mo
Today · 4.125%
HK$42,751
baseline
▲ 0.50% · 4.625%
HK$45,004
+HK$2,253/mo
Deposit HK$3.43M · loan HK$7.99M · min. income ≈ HK$85,502/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,875
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,333
−HK$1,481/mo
Today · 4.125%
HK$49,814
baseline
▲ 0.50% · 4.625%
HK$52,846
+HK$3,032/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$99,628/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,148
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,546
−HK$1,419/mo
Today · 4.125%
HK$54,965
baseline
▲ 0.50% · 4.625%
HK$57,863
+HK$2,898/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$109,930/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,269 · Scale 2, in force from 26 Feb 2026)