LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,042
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,852
−HK$823/mo
Today · 4.125%
HK$27,675
baseline
▲ 0.50% · 4.625%
HK$29,359
+HK$1,684/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,350/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,972
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,749
−HK$788/mo
Today · 4.125%
HK$30,537
baseline
▲ 0.50% · 4.625%
HK$32,147
+HK$1,610/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,074/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,251
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,223
−HK$988/mo
Today · 4.125%
HK$33,211
baseline
▲ 0.50% · 4.625%
HK$35,231
+HK$2,020/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,422/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,766
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,699
−HK$946/mo
Today · 4.125%
HK$36,645
baseline
▲ 0.50% · 4.625%
HK$38,576
+HK$1,931/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,290/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,459
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,593
−HK$1,153/mo
Today · 4.125%
HK$38,746
baseline
▲ 0.50% · 4.625%
HK$41,103
+HK$2,357/mo
Deposit HK$3.43M · loan HK$7.99M · min. income ≈ HK$77,492/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,561
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,648
−HK$1,104/mo
Today · 4.125%
HK$42,752
baseline
▲ 0.50% · 4.625%
HK$45,005
+HK$2,253/mo
Deposit HK$3.43M · loan HK$7.99M · min. income ≈ HK$85,504/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,876
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,334
−HK$1,482/mo
Today · 4.125%
HK$49,816
baseline
▲ 0.50% · 4.625%
HK$52,847
+HK$3,031/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$99,632/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,149
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,548
−HK$1,419/mo
Today · 4.125%
HK$54,967
baseline
▲ 0.50% · 4.625%
HK$57,864
+HK$2,897/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$109,934/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,281 · Scale 2, in force from 26 Feb 2026)