LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,044
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,854
−HK$823/mo
Today · 4.125%
HK$27,677
baseline
▲ 0.50% · 4.625%
HK$29,361
+HK$1,684/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,354/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,974
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,751
−HK$788/mo
Today · 4.125%
HK$30,539
baseline
▲ 0.50% · 4.625%
HK$32,149
+HK$1,610/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,078/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,253
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,225
−HK$987/mo
Today · 4.125%
HK$33,212
baseline
▲ 0.50% · 4.625%
HK$35,233
+HK$2,021/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,424/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,768
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,701
−HK$946/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,578
+HK$1,931/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,461
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,596
−HK$1,152/mo
Today · 4.125%
HK$38,748
baseline
▲ 0.50% · 4.625%
HK$41,106
+HK$2,358/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,496/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,563
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,651
−HK$1,103/mo
Today · 4.125%
HK$42,754
baseline
▲ 0.50% · 4.625%
HK$45,008
+HK$2,254/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,508/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,879
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,337
−HK$1,482/mo
Today · 4.125%
HK$49,819
baseline
▲ 0.50% · 4.625%
HK$52,850
+HK$3,031/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$99,638/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,152
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,551
−HK$1,419/mo
Today · 4.125%
HK$54,970
baseline
▲ 0.50% · 4.625%
HK$57,868
+HK$2,898/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$109,940/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,306 · Scale 2, in force from 26 Feb 2026)