LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,044
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,855
−HK$823/mo
Today · 4.125%
HK$27,678
baseline
▲ 0.50% · 4.625%
HK$29,362
+HK$1,684/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,356/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,974
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,751
−HK$789/mo
Today · 4.125%
HK$30,540
baseline
▲ 0.50% · 4.625%
HK$32,149
+HK$1,609/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,080/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,253
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,225
−HK$988/mo
Today · 4.125%
HK$33,213
baseline
▲ 0.50% · 4.625%
HK$35,234
+HK$2,021/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,426/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,769
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,701
−HK$946/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,579
+HK$1,932/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,462
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,596
−HK$1,153/mo
Today · 4.125%
HK$38,749
baseline
▲ 0.50% · 4.625%
HK$41,106
+HK$2,357/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,498/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,564
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,652
−HK$1,103/mo
Today · 4.125%
HK$42,755
baseline
▲ 0.50% · 4.625%
HK$45,009
+HK$2,254/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,510/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,880
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,338
−HK$1,482/mo
Today · 4.125%
HK$49,820
baseline
▲ 0.50% · 4.625%
HK$52,851
+HK$3,031/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$99,640/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,153
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,552
−HK$1,419/mo
Today · 4.125%
HK$54,971
baseline
▲ 0.50% · 4.625%
HK$57,869
+HK$2,898/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$109,942/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,315 · Scale 2, in force from 26 Feb 2026)