LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,045
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,855
−HK$823/mo
Today · 4.125%
HK$27,678
baseline
▲ 0.50% · 4.625%
HK$29,362
+HK$1,684/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$55,356/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,975
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,752
−HK$788/mo
Today · 4.125%
HK$30,540
baseline
▲ 0.50% · 4.625%
HK$32,150
+HK$1,610/mo
Deposit HK$5.71M · loan HK$5.71M · min. income ≈ HK$61,080/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$428,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,254
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,226
−HK$988/mo
Today · 4.125%
HK$33,214
baseline
▲ 0.50% · 4.625%
HK$35,235
+HK$2,021/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$66,428/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,770
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,702
−HK$946/mo
Today · 4.125%
HK$36,648
baseline
▲ 0.50% · 4.625%
HK$38,580
+HK$1,932/mo
Deposit HK$4.57M · loan HK$6.85M · min. income ≈ HK$73,296/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$428,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,463
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,597
−HK$1,152/mo
Today · 4.125%
HK$38,749
baseline
▲ 0.50% · 4.625%
HK$41,107
+HK$2,358/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$77,498/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,564
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,652
−HK$1,104/mo
Today · 4.125%
HK$42,756
baseline
▲ 0.50% · 4.625%
HK$45,010
+HK$2,254/mo
Deposit HK$3.43M · loan HK$8.00M · min. income ≈ HK$85,512/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$428,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,881
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,339
−HK$1,482/mo
Today · 4.125%
HK$49,821
baseline
▲ 0.50% · 4.625%
HK$52,852
+HK$3,031/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$99,642/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,154
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,553
−HK$1,419/mo
Today · 4.125%
HK$54,972
baseline
▲ 0.50% · 4.625%
HK$57,870
+HK$2,898/mo
Deposit HK$1.14M · loan HK$10.28M · min. income ≈ HK$109,944/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$428,321 · Scale 2, in force from 26 Feb 2026)